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Optimized Portfolio
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Investing Simplified - Professor G
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Biden Looks to Energize , Young Voters With Earth Day , Solar Energy Grants.<br/>Biden Looks to Energize , Young Voters With Earth Day , Solar Energy Grants.<br/>NBC reports that President Joe Biden will mark <br/>Earth Day with the announcement of $7 billion <br/>in federal grants for residential solar projects.<br/>NBC reports that President Joe Biden will mark <br/>Earth Day with the announcement of $7 billion <br/>in federal grants for residential solar projects.<br/>The grants will bring solar energy <br/>to over 900,000 households in both <br/>low- and middle-income communities. .<br/>According to senior administration officials, the <br/>projects receiving additional funding will reduce emissions <br/>by 30 million metric tons and save $350 million every year. .<br/>According to senior administration officials, the <br/>projects receiving additional funding will reduce emissions <br/>by 30 million metric tons and save $350 million every year. .<br/>NBC reports that solar power has gained <br/>traction as a clean energy source that could <br/>help reduce U.S. reliance on fossil fuels.<br/>However, the high cost of initial installation <br/>makes solar energy inaccessible <br/>for many households in the U.S.<br/>However, the high cost of initial installation <br/>makes solar energy inaccessible <br/>for many households in the U.S.<br/>49 of the new grants will be awarded at <br/>the state level, six more will serve Native American <br/>tribes and another five are multi-state awards.<br/>The grants will be used for renewable <br/>investments that include rooftop solar <br/>and community solar gardens. .<br/>The grants will be used for renewable <br/>investments that include rooftop solar <br/>and community solar gardens. .<br/>Officials say that the latest environmental <br/>announcements are part of an effort to energize <br/>young voters ahead of his upcoming reelection campaign.<br/>Biden also reportedly plans to expand the <br/>American Climate Corps green jobs training program, <br/>which was created last year by executive action. .<br/>Biden also reportedly plans to expand the <br/>American Climate Corps green jobs training program, <br/>which was created last year by executive action. .<br/>The corps, which will offer nearly 2,000 positions across <br/>36 states, is meant to offer young Americans the chance <br/>to help enact the Biden administration's climate agenda. .<br/>The corps, which will offer nearly 2,000 positions across <br/>36 states, is meant to offer young Americans the chance <br/>to help enact the Biden administration's climate agenda.
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BAM Capital
⏲ 1 minute 3 seconds 👁 626.7K
Micro Futures Trader
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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
⏲ 1:14 👁 48.4M
Optimized Portfolio
⏲ 5 minutes 28 seconds 👁 3.3K
ET Money
⏲ 12 minutes 16 seconds 👁 13.7K
Glasgow City Council are searching for funding for a pilot that would trial free public transport.
⏲ 1:0 👁 1.4M
Money With Mark
⏲ 11 minutes 59 seconds 👁 10K
Ben Felix
⏲ 10 minutes 27 seconds 👁 79.3K
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